Question Does anyone have their own private health insurance that can help with the massage expenses?

[Jina.Yell]

Basically title.

My work health care insurance does not provide massages, but are there any insurances that you can buy for yourself that can help with these expenses?

What happens if someone is self-employed as well? Are they basically out of any chance for health insurance?

 

[Lalallala]

You can buy your own supplemental health insurance.. even if you have some through your employer. Chances are it will cost your more than your coverage though if you are just looking to offset your hobby.

Even if you have benefits from work that cover massages, using it illegitimately probably isn’t a good idea. If you can’t afford this than maybe a PH subscription may be more of a better idea.

 

[vanhuesen]

PH?

 

[kittyhound69]

If your self employed you can write off some a couple a year

 

[Lalallala]

PH?

 

[Jina.Yell]

PH subscription

Sorry but what is that?

 

[Jina.Yell]

You can buy your own supplemental health insurance.. even if you have some through your employer. Chances are it will cost your more than your coverage though if you are just looking to offset your hobby.

Even if you have benefits from work that cover massages, using it illegitimately probably isn’t a good idea. If you can’t afford this than maybe a PH subscription may be more of a better idea.

I am actually looking to be self employed, so I will need a health insurance. If I use it for other things besides massages, it will help with value in that respect right?

 

[reading comments]

If your self employed you can write off some a couple a year

Self employed dan write off $1000 per year

 

[Lalallala]

Self employed dan write off $1000 per year

interesting. Where do you see this? My very quick cursory search shows this:

What Can I Claim When Self-employed in Canada? | Genesa CPA Corp.

The ability to write expenses off on your taxes is one of the biggest perks of being self-employed. However, it can be hard to navigate alone. In this article, we will go over a list of some of the most common tax write-offs that self-employed Canadians can benefit from.

genesacpa.com

3. Medical Expenses​

If you incur medical expenses including dental expenses, you can deduct them off of your taxes. This does not generally include medical expenses like massage therapy or counseling.

ETA: oh wait. yes you can claim in Ontario. This doesn't list a limit though. Here:

Can we claim RMT (Registered Massage Therapist) Expenses Under Medical Expenses?

Can we claim RMT (Registered Massage Therapist) Expenses Under Medical Expenses?

turbotax.community.intuit.ca

and here under registered massage therapist:

Authorized medical practitioners for the purposes of the medical expense tax credit - Canada.ca

This page list authorized medical practitioners by province or territory for the purposes of claiming medical expenses at lines 33099, 33199.

www.canada.ca

I guess the bonus of claiming it as self-employed means that Sunlife won't be verifying.

 

[kittyhound69]

No no. You claim as an expense car wash etc also